​Investment

Money makes money but ensuring that it is working hard enough for you can be a complicated task given the sheer range of investments on offer.  There are a lot of factors involved in making the right investment starting with your risk threshold. For example:

• How much can you afford to lose in the short term in the hope of a long term benefit?
• What time-frame is ideal for an investment? Do you want a return in a year or are you looking for a nice nest egg further down the line? 
• Are you happy investing in property rather than public limited companies?
• Are there other risk factors you;d like to avoid through assessments of the market? Your ethical values may mean you'd rather not put your money in certain lines of business. 

There is a world of choice available to the investor so come and talk to Shire Financial Advice about how best to grow your assets given the way you hope to spend or save them.
 
Interest Paying Investments
 
Investing doesn't just mean locking money up for a long term. Some investments manage to combine a long term capital gain on the assets with short term rewards along the way.  The best known is buying property to rent so that the owner benefits from the rent money as well as hopefully an increase in property value.  There are a lot more however, including term deposits, bonds, debentures, and secured or unsecured notes.  Remember that interest is also very variable with some different approaches including floating and fixed rates, and different time periods such as fixed term or at call.  Let Shire Financial Advice explain your options and help you find the financial product that will work best for you.
  
Shares
 
One of the most popular options is to invest in the markets and have your money grow with their success. The good thing is that it gives you a stake in the game and can bring some excitement but there is also the risk that share values can go down when markets dip so that it is unprofitable to sell for long periods of time.  Plus there are the choices to be made between individual company holdings, portfolios, or foreign investments which complicate the decision.  Let Shire Financial Advice help you decide.
 
Managed Funds
 
Let the professionals do the work for you.  A managed fund is one where the decisions are made by a financial expert but with your input. The money might go into Exchange Traded Funds or Listed Investments on the Australian Securities Exchange or could be spread across industry sectors and global regions.  Talk to Shire Financial Advice about whether you would prefer to have a certified financial planner make it their job to make you more money.
 
Property
 
One of the oldest and most popular forms of investment. Bricks and mortar has never lost its appeal and never will as long as there are people looking for somewhere to live.  Even something as straightforward as property however, comes with many choices including buying off plan, buying overseas, buying to rent, and co-buying schemes. Talk to Shire Financial Advice about your options.

Property Investment Advice